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After market-risk and inflation-risk, which investors take great strides to mitigate through sound investment practices, taxation-risk presents the biggest obstacle to building wealth. A sound investment strategy not only seeks to generate returns on your capital, it also seeks to preserve as much of your capital as possible to keep it working for you.

After a strong finish in the equity markets for 2013, the New Year brought some concerns about an unusually severe winter climate, and the sustainability of an economic recovery.